{"id":19547,"date":"2025-06-09T15:39:46","date_gmt":"2025-06-09T10:09:46","guid":{"rendered":"https:\/\/www.saasworthy.com\/blog\/?p=19547"},"modified":"2025-06-09T16:54:12","modified_gmt":"2025-06-09T11:24:12","slug":"gusto-pricing-plans","status":"publish","type":"post","link":"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans","title":{"rendered":"Gusto Pricing Explained: Which Plan Is Right for Your Business in 2025?"},"content":{"rendered":"<p data-start=\"1390\" data-end=\"1889\">Since its launch, <strong>Gusto has evolved from a straightforward payroll processor<\/strong> into a full-fledged people platform designed specifically for small to medium-sized businesses. In 2025, Gusto not only handles payroll but also integrates human resources (HR), benefits administration, time tracking, and compliance management into one unified system. This evolution reflects the growing complexity of managing a modern workforce \u2014 especially in an era where remote and hybrid working models are the norm.<\/p>\n<p data-start=\"1891\" data-end=\"2356\">Businesses increasingly need tools that don\u2019t just pay employees but also help onboard new hires, keep track of working hours, ensure tax compliance, and provide HR resources. Gusto meets these demands with a clean, user-friendly interface that removes much of the administrative headache traditionally associated with payroll and HR tasks. This comprehensive approach makes Gusto a compelling choice for businesses looking to simplify workforce management in 2025. Before we dive into evaluating Gusto&#8217;s pricing, let&#8217;s look at our expert&#8217;s shortlist of<strong> top payroll software<\/strong> now:<\/p>\n<p data-start=\"408\" data-end=\"902\"><style>\n            *{box-sizing:border-box;margin:0;padding:0;font-family:Arial, Helvetica, sans-serif;}\n            .top__product_list{max-width:715px;margin:0 auto}\n            .top__product_list .top__product{display:grid;grid-gap:16px;align-items:center;grid-template-columns:auto auto 1fr 150px;min-height:64px;padding:1em 0;border-bottom:1px solid #ccc}\n            .top__product_list .prd__logo__link{width:64px;height:64px;display:block;border-radius:5px;border:1px solid #e0e0e0;padding:6px}\n            .top__product_list .prd__logo img{width:100%;height:100%;object-fit:contain;}\n            .top__product_list .top3__products .prd__rank{background-color:#172e45;border:2px #172e45;color:#fff}\n            .top__product_list .prd__logo{display:flex;align-items:center;justify-content:center}\n            .top__product_list .prd__rank{display:flex;align-items:center;justify-content:center;border-radius:5px;border:2px solid #172e45;color:#172e45;font-size:20px;font-weight:600;height:42px;width:40px}\n            .top__product_list .prd__cta__btn{background-color:#ffbc00;border:1px solid #f4a460;padding:.85em .125em;border:0 solid #172e45;border-radius:5px;color:#111;text-decoration:none;font-size:1em;line-height:1;font-weight:600;text-align:center;transition:all .2s;text-transform:none;flex:1;display:inline-block;}\n            .top__product_list .prd__cta{display:flex;align-items:center;justify-content:center}\n            .prd__name{font-size:18px;line-height:24px;margin-bottom:10px}\n            .top__product_list a{color:#1069C9}\n            .prd__tagline{font-size:14px;}\n            .top__product_list .prd__cta__btn:hover{background-color:#9dde17}\n            .sl-list .prd__name{margin-bottom:0;margin-left: 5px;}\n            .sl-list .prd__rank_txt{width:20px;font-weight:600;}\n            .sl-list .top__product{grid-gap:0;border-bottom:0;padding:0;min-height:40px;grid-template-columns:auto auto 1fr;}\n            .sl-list .prd__tagline{margin-left:5px}\n            .sl-list .prd__tagline{font-size:15px;}\n            .sl-list .prd__nme__link:hover{color:#f0493f;}\n            .sl-list .prd__nme__link{text-decoration:underline;}\n            .sl-list .prd__name{font-size:16px;}\n\n            @media screen and (max-width: 767px) {\n                .top__product_list .prd__cta{display:none}\n                .top__product_list .top__product{grid-template-columns: auto auto 1fr;align-items:start;}\n                .sl-list a{display:inline-block}\n                .sl-list .top__product{display:block;}\n                .sl-list .top__product{display:block;min-height:0;padding-bottom:10px}\n                .top__product_list .prd__rank{height:32px;width:30px;font-size:15px;}\n                .top__product_list .top__product{grid-gap:8px;}\n                .top__product_list .prd__logo__link{padding:4px;width:54px;height:54px;}\n            }\n        <\/style><div class=\"top__product_list sl-list\"><div class=\"top__product top3__products\">\n                <span class=\"prd__rank_txt\">1. <\/span>\n                <a target=\"_blank\" rel=\"nofollow\" tabindex=\"1\" class=\"prd__nme__link\" href=\"\/redir.php?origin=vw%3A%3Ad%3A%3Ablog%3A%3ASIMPLE_SNIPPET%3A%3Acta1&pid=62003&cid=97&ctm=0&spons=1&pdId=4520768&pageUrl=https%3A%2F%2Fdev.saasworthy.com%2Fblog%2Fwp-json%2Fwp%2Fv2%2Fposts%2F19547&posn=1\"><b class=\"prd__name\">StoHRM<\/b><\/a>\n                <span class=\"prd__tagline\"> \u2014 Strategic Tool for HR Management<\/span>\n            <\/div><div class=\"top__product\">\n                <span class=\"prd__rank_txt\">2. <\/span>\n                <a target=\"_blank\" tabindex=\"1\" class=\"prd__nme__link\" href=\"\/product\/justworks\"><b class=\"prd__name\">Justworks<\/b><\/a>\n                <span class=\"prd__tagline\"> \u2014 Manage your payrolls and benefit distribution process with ease<\/span>\n            <\/div><div class=\"top__product\">\n                <span class=\"prd__rank_txt\">3. <\/span>\n                <a target=\"_blank\" tabindex=\"1\" class=\"prd__nme__link\" href=\"\/product\/onpay\"><b class=\"prd__name\">OnPay<\/b><\/a>\n                <span class=\"prd__tagline\"> \u2014 simple, user-friendly, and affordable solution for all the payroll needs<\/span>\n            <\/div><div class=\"top__product\">\n                <span class=\"prd__rank_txt\">4. <\/span>\n                <a target=\"_blank\" tabindex=\"1\" class=\"prd__nme__link\" href=\"\/product\/deel\"><b class=\"prd__name\">Deel<\/b><\/a>\n                <span class=\"prd__tagline\"> \u2014 A Flexible Payroll Platform Suitable for Remote Teams<\/span>\n            <\/div><div class=\"top__product\">\n                <span class=\"prd__rank_txt\">5. <\/span>\n                <a target=\"_blank\" tabindex=\"1\" class=\"prd__nme__link\" href=\"\/product\/gusto\"><b class=\"prd__name\">Gusto<\/b><\/a>\n                <span class=\"prd__tagline\"> \u2014 HR, benefits, payroll, and time tracking in one<\/span>\n            <\/div><div class=\"top__product\">\n                <span class=\"prd__rank_txt\">6. <\/span>\n                <a target=\"_blank\" tabindex=\"1\" class=\"prd__nme__link\" href=\"\/product\/usemultiplier\"><b class=\"prd__name\">Multiplier<\/b><\/a>\n                <span class=\"prd__tagline\"> \u2014 Making international employment easy and risk-free<\/span>\n            <\/div><div class=\"top__product\">\n                <span class=\"prd__rank_txt\">7. <\/span>\n                <a target=\"_blank\" tabindex=\"1\" class=\"prd__nme__link\" href=\"\/product\/remote-com\"><b class=\"prd__name\">Remote.com<\/b><\/a>\n                <span class=\"prd__tagline\"> \u2014 The best remote work management platform for you<\/span>\n            <\/div><div class=\"top__product\">\n                <span class=\"prd__rank_txt\">8. <\/span>\n                <a target=\"_blank\" tabindex=\"1\" class=\"prd__nme__link\" href=\"\/product\/paycom\"><b class=\"prd__name\">Paycom<\/b><\/a>\n                <span class=\"prd__tagline\"> \u2014 A Cloud-Based Online Payroll And Human Resources Software<\/span>\n            <\/div><div class=\"top__product\">\n                <span class=\"prd__rank_txt\">9. <\/span>\n                <a target=\"_blank\" tabindex=\"1\" class=\"prd__nme__link\" href=\"\/product\/paychex-flex\"><b class=\"prd__name\">Paychex Flex<\/b><\/a>\n                <span class=\"prd__tagline\"> \u2014 All-in-one highly scalable payroll software<\/span>\n            <\/div><div class=\"top__product\">\n                <span class=\"prd__rank_txt\">10. <\/span>\n                <a target=\"_blank\" tabindex=\"1\" class=\"prd__nme__link\" href=\"\/product\/cloudpay\"><b class=\"prd__name\">CloudPay<\/b><\/a>\n                <span class=\"prd__tagline\"> \u2014 Global Service For Accurate, Automated, And Compliant Payroll Processes<\/span>\n            <\/div><\/div>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy counter-decimal ez-toc-grey\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#Quick_Overview_Gusto_Pricing_in_2025_-_Whatll_you_get_in_this_guide\" title=\"Quick Overview: Gusto Pricing in 2025 &#8211; What&#8217;ll you get in this guide?\">Quick Overview: Gusto Pricing in 2025 &#8211; What&#8217;ll you get in this guide?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#Gustos_Pricing_Plans_-_Updated_2025\" title=\"Gusto\u2019s Pricing Plans &#8211; Updated 2025\">Gusto\u2019s Pricing Plans &#8211; Updated 2025<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#Which_Gusto_Pricing_Plan_Fits_Your_Business_in_2025\" title=\"Which Gusto Pricing Plan Fits Your Business in 2025?\">Which Gusto Pricing Plan Fits Your Business in 2025?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#Gusto_Add-Ons_to_Consider_in_2025\" title=\"Gusto Add-Ons to Consider in 2025\">Gusto Add-Ons to Consider in 2025<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#Gusto_vs_Top_Competitors_2025_Comparison\" title=\"Gusto vs Top Competitors (2025 Comparison)\">Gusto vs Top Competitors (2025 Comparison)<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#Pros_and_Cons_of_Gusto_in_2025\" title=\"Pros and Cons of Gusto in 2025\">Pros and Cons of Gusto in 2025<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#Gusto_Pricing_Stats_in_2025\" title=\"Gusto Pricing Stats in 2025\">Gusto Pricing Stats in 2025<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#Key_Pointers_by_Patricia_Catalogue_Manager_at_SaaSworthy_on_Gusto_Pricing_Selection\" title=\"Key Pointers by Patricia, Catalogue Manager at SaaSworthy, on Gusto Pricing &amp; Selection\">Key Pointers by Patricia, Catalogue Manager at SaaSworthy, on Gusto Pricing &amp; Selection<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#What_SaaSworthy_Thinks_of_Gustos_Pricing\" title=\"What SaaSworthy Thinks of Gusto\u2019s Pricing\">What SaaSworthy Thinks of Gusto\u2019s Pricing<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#FAQs_Gusto_Pricing_in_2025\" title=\"FAQs: Gusto Pricing in 2025\">FAQs: Gusto Pricing in 2025<\/a><ul class=\"ez-toc-list-level-3\"><li class=\"ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#1_Can_I_upgrade_or_downgrade_my_plan_anytime\" title=\"1. Can I upgrade or downgrade my plan anytime?\">1. Can I upgrade or downgrade my plan anytime?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#2_Do_I_need_to_sign_a_long-term_contract\" title=\"2. Do I need to sign a long-term contract?\">2. Do I need to sign a long-term contract?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#3_How_often_can_I_run_payroll\" title=\"3. How often can I run payroll?\">3. How often can I run payroll?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#4_Does_Gusto_include_benefits_and_health_insurance\" title=\"4. Does Gusto include benefits and health insurance?\">4. Does Gusto include benefits and health insurance?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#5_Is_the_Contractor-Only_Plan_really_free\" title=\"5. Is the Contractor-Only Plan really free?\">5. Is the Contractor-Only Plan really free?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#6_Can_Gusto_pay_international_contractors\" title=\"6. Can Gusto pay international contractors?\">6. Can Gusto pay international contractors?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#7_Is_there_a_mobile_app_for_Gusto\" title=\"7. Is there a mobile app for Gusto?\">7. Is there a mobile app for Gusto?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#8_Does_Gusto_handle_all_tax_filings\" title=\"8. Does Gusto handle all tax filings?\">8. Does Gusto handle all tax filings?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#9_What_integrations_does_Gusto_support\" title=\"9. What integrations does Gusto support?\">9. What integrations does Gusto support?<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#10_Is_Gusto_compliant_with_ACA_HIPAA_and_other_regulations\" title=\"10. Is Gusto compliant with ACA, HIPAA, and other regulations?\">10. Is Gusto compliant with ACA, HIPAA, and other regulations?<\/a><\/li><\/ul><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/dev.saasworthy.com\/blog\/gusto-pricing-plans\/#Final_Thoughts\" title=\"Final Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"quick-overview-gusto-pricing-in-2025-whatll-you-get-in-this-guide\" data-start=\"120\" data-end=\"164\"><span class=\"ez-toc-section\" id=\"Quick_Overview_Gusto_Pricing_in_2025_-_Whatll_you_get_in_this_guide\"><\/span><strong>Quick Overview: Gusto Pricing in 2025 &#8211; What&#8217;ll you get in this guide?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"166\" data-end=\"372\">Gusto has grown from a simple payroll processor into a complete <strong data-start=\"230\" data-end=\"249\">people platform<\/strong> for SMBs \u2014 offering <strong data-start=\"270\" data-end=\"310\">payroll, HR, time tracking, benefits<\/strong>, and <strong data-start=\"316\" data-end=\"336\">compliance tools<\/strong> in one clean, user-friendly system.<\/p>\n<h4 id=\"pricing-plans-monthly\" data-start=\"374\" data-end=\"405\">Pricing Plans (Monthly)<\/h4>\n<ul data-start=\"406\" data-end=\"745\">\n<li data-start=\"406\" data-end=\"476\">\n<p data-start=\"408\" data-end=\"476\"><strong data-start=\"408\" data-end=\"418\">Simple<\/strong>: $54 + $7\/employee \u2014 Best for small, single-state teams<\/p>\n<\/li>\n<li data-start=\"477\" data-end=\"563\">\n<p data-start=\"479\" data-end=\"563\"><strong data-start=\"479\" data-end=\"487\">Plus<\/strong>: $89 + $13\/employee \u2014 Adds time tracking, onboarding, multi-state payroll<\/p>\n<\/li>\n<li data-start=\"564\" data-end=\"652\">\n<p data-start=\"566\" data-end=\"652\"><strong data-start=\"566\" data-end=\"577\">Premium<\/strong>: $199 + $24\/employee \u2014 Includes HR advisors, analytics, top-tier support<\/p>\n<\/li>\n<li data-start=\"653\" data-end=\"745\">\n<p data-start=\"655\" data-end=\"745\"><strong data-start=\"655\" data-end=\"674\">Contractor Only<\/strong>: $0 for 6 months, then $35 + $6\/contractor \u2014 Ideal for 1099 management<\/p>\n<\/li>\n<\/ul>\n<h4 id=\"add-ons-to-consider\" data-start=\"747\" data-end=\"774\">Add-Ons to Consider<\/h4>\n<ul data-start=\"775\" data-end=\"903\">\n<li data-start=\"775\" data-end=\"854\">\n<p data-start=\"777\" data-end=\"854\">Time tracking, next-day pay, global contractor payments, HR tools, and more<\/p>\n<\/li>\n<li data-start=\"855\" data-end=\"903\">\n<p data-start=\"857\" data-end=\"903\">Be mindful: add-ons can increase costs quickly<\/p>\n<\/li>\n<\/ul>\n<h4 id=\"gusto-vs-others\" data-start=\"905\" data-end=\"928\">Gusto vs Others<\/h4>\n<ul data-start=\"929\" data-end=\"1032\">\n<li data-start=\"929\" data-end=\"966\">\n<p data-start=\"931\" data-end=\"966\">Easier to use than ADP or Paychex<\/p>\n<\/li>\n<li data-start=\"967\" data-end=\"1002\">\n<p data-start=\"969\" data-end=\"1002\">More SMB-friendly than Rippling<\/p>\n<\/li>\n<li data-start=\"1003\" data-end=\"1032\">\n<p data-start=\"1005\" data-end=\"1032\">More HR features than OnPay<\/p>\n<\/li>\n<\/ul>\n<h4 id=\"why-choose-gusto\" data-start=\"1034\" data-end=\"1058\">Why Choose Gusto?<\/h4>\n<ul data-start=\"1059\" data-end=\"1218\">\n<li data-start=\"1059\" data-end=\"1100\">\n<p data-start=\"1061\" data-end=\"1100\">Transparent pricing with no contracts<\/p>\n<\/li>\n<li data-start=\"1101\" data-end=\"1136\">\n<p data-start=\"1103\" data-end=\"1136\">Saves 4+ hours\/month on payroll<\/p>\n<\/li>\n<li data-start=\"1137\" data-end=\"1183\">\n<p data-start=\"1139\" data-end=\"1183\">Trusted by thousands of growing businesses<\/p>\n<\/li>\n<li data-start=\"1184\" data-end=\"1218\">\n<p data-start=\"1186\" data-end=\"1218\">94% of users say it\u2019s good value<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1220\" data-end=\"1304\"><strong data-start=\"1220\" data-end=\"1233\">Best Fit:<\/strong> SMBs seeking simplicity, flexibility, and integrated HR tools in 2025.<\/p>\n<h2 id=\"gustos-pricing-plans-updated-2025\" data-start=\"2363\" data-end=\"2403\"><span class=\"ez-toc-section\" id=\"Gustos_Pricing_Plans_-_Updated_2025\"><\/span>Gusto\u2019s Pricing Plans &#8211; Updated 2025<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-19549 size-full\" src=\"https:\/\/images.saasworthy.com\/blog_2025\/wp-content\/uploads\/2025\/06\/Gusto-Pricing.png\" alt=\"\" width=\"2880\" height=\"1360\" srcset=\"https:\/\/dev.saasworthy.com\/blog\/wp-content\/uploads\/2025\/06\/Gusto-Pricing.png 2880w, https:\/\/dev.saasworthy.com\/blog\/wp-content\/uploads\/2025\/06\/Gusto-Pricing-400x189.png 400w, https:\/\/dev.saasworthy.com\/blog\/wp-content\/uploads\/2025\/06\/Gusto-Pricing-1024x484.png 1024w, https:\/\/dev.saasworthy.com\/blog\/wp-content\/uploads\/2025\/06\/Gusto-Pricing-159x75.png 159w, https:\/\/dev.saasworthy.com\/blog\/wp-content\/uploads\/2025\/06\/Gusto-Pricing-1536x725.png 1536w, https:\/\/dev.saasworthy.com\/blog\/wp-content\/uploads\/2025\/06\/Gusto-Pricing-2048x967.png 2048w, https:\/\/dev.saasworthy.com\/blog\/wp-content\/uploads\/2025\/06\/Gusto-Pricing-150x71.png 150w, https:\/\/dev.saasworthy.com\/blog\/wp-content\/uploads\/2025\/06\/Gusto-Pricing-450x213.png 450w, https:\/\/dev.saasworthy.com\/blog\/wp-content\/uploads\/2025\/06\/Gusto-Pricing-1200x567.png 1200w, https:\/\/dev.saasworthy.com\/blog\/wp-content\/uploads\/2025\/06\/Gusto-Pricing-768x363.png 768w\" sizes=\"(max-width: 2880px) 100vw, 2880px\" \/><\/p>\n<p data-start=\"2405\" data-end=\"2879\"><a href=\"https:\/\/www.saasworthy.com\/product\/gusto\">Gusto<\/a> offers <strong>four main pricing tiers<\/strong> designed to accommodate businesses at different stages of growth and complexity. Each plan is billed monthly and includes a base price plus a per-employee fee. The <strong data-start=\"2606\" data-end=\"2621\">Simple plan<\/strong> is ideal for businesses that want straightforward payroll processing with basic features like PTO tracking and tax filings. For companies expanding across multiple states or adding HR and time tracking features, the <strong data-start=\"2838\" data-end=\"2851\">Plus plan<\/strong> is the most popular choice.<\/p>\n<p data-start=\"2881\" data-end=\"3235\">For businesses that need more hands-on support, advanced reporting, and access to certified HR professionals, the <strong data-start=\"2995\" data-end=\"3011\">Premium plan<\/strong> provides those additional resources at a higher price point. Lastly, the <strong data-start=\"3085\" data-end=\"3109\">Contractor Only plan<\/strong> caters to organizations managing a network of contractors, offering a cost-effective way to handle 1099 payments and filings.<\/p>\n<p data-start=\"3237\" data-end=\"3370\">This pricing structure offers <strong>flexibility and scalability<\/strong> \u2014 meaning you can start small and add services as your team and needs grow.<\/p>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"3372\" data-end=\"3914\">\n<thead data-start=\"3372\" data-end=\"3421\">\n<tr data-start=\"3372\" data-end=\"3421\">\n<th data-start=\"3372\" data-end=\"3379\" data-col-size=\"sm\">Plan<\/th>\n<th data-start=\"3379\" data-end=\"3392\" data-col-size=\"sm\">Base Price<\/th>\n<th data-start=\"3392\" data-end=\"3405\" data-col-size=\"sm\">Per Person<\/th>\n<th data-start=\"3405\" data-end=\"3421\" data-col-size=\"md\">Key Features<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"3472\" data-end=\"3914\">\n<tr data-start=\"3472\" data-end=\"3577\">\n<td data-start=\"3472\" data-end=\"3485\" data-col-size=\"sm\"><strong data-start=\"3474\" data-end=\"3484\">Simple<\/strong><\/td>\n<td data-start=\"3485\" data-end=\"3497\" data-col-size=\"sm\">$54\/month<\/td>\n<td data-col-size=\"sm\" data-start=\"3497\" data-end=\"3508\">$7\/month<\/td>\n<td data-col-size=\"md\" data-start=\"3508\" data-end=\"3577\">Single-state payroll, basic PTO, tax filings, self-service portal<\/td>\n<\/tr>\n<tr data-start=\"3578\" data-end=\"3677\">\n<td data-start=\"3578\" data-end=\"3589\" data-col-size=\"sm\"><strong data-start=\"3580\" data-end=\"3588\">Plus<\/strong><\/td>\n<td data-start=\"3589\" data-end=\"3601\" data-col-size=\"sm\">$89\/month<\/td>\n<td data-start=\"3601\" data-end=\"3613\" data-col-size=\"sm\">$13\/month<\/td>\n<td data-col-size=\"md\" data-start=\"3613\" data-end=\"3677\">Multi-state payroll, hiring tools, time tracking, onboarding<\/td>\n<\/tr>\n<tr data-start=\"3678\" data-end=\"3780\">\n<td data-start=\"3678\" data-end=\"3692\" data-col-size=\"sm\"><strong data-start=\"3680\" data-end=\"3691\">Premium<\/strong><\/td>\n<td data-start=\"3692\" data-end=\"3705\" data-col-size=\"sm\">$199\/month<\/td>\n<td data-col-size=\"sm\" data-start=\"3705\" data-end=\"3717\">$24\/month<\/td>\n<td data-col-size=\"md\" data-start=\"3717\" data-end=\"3780\">Dedicated support, certified HR experts, advanced analytics<\/td>\n<\/tr>\n<tr data-start=\"3781\" data-end=\"3914\">\n<td data-start=\"3781\" data-end=\"3803\" data-col-size=\"sm\"><strong data-start=\"3783\" data-end=\"3802\">Contractor Only<\/strong><\/td>\n<td data-start=\"3803\" data-end=\"3843\" data-col-size=\"sm\">$0\/month for 6 months, then $35\/month<\/td>\n<td data-col-size=\"sm\" data-start=\"3843\" data-end=\"3854\">$6\/month<\/td>\n<td data-col-size=\"md\" data-start=\"3854\" data-end=\"3914\">Contractor-only payments, 1099 filings, basic compliance<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"sticky end-(--thread-content-margin) h-0 self-end select-none\">\n<div class=\"absolute end-0 flex items-end\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2 id=\"which-gusto-pricing-plan-fits-your-business-in-2025\" data-start=\"3921\" data-end=\"3965\"><span class=\"ez-toc-section\" id=\"Which_Gusto_Pricing_Plan_Fits_Your_Business_in_2025\"><\/span>Which Gusto Pricing Plan Fits Your Business in 2025?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"3967\" data-end=\"4317\">Finalizing the right plan depends heavily on your business size, structure, and payroll complexity. For startups with fewer than 10 employees, the <strong data-start=\"4113\" data-end=\"4128\">Simple plan<\/strong> often provides all the necessary features at an affordable cost. It covers essential payroll and tax filings while allowing employees to manage their information via a self-service portal.<\/p>\n<p data-start=\"4319\" data-end=\"4590\">As companies grow beyond 10 employees or operate in multiple states, the <strong data-start=\"4392\" data-end=\"4405\">Plus plan<\/strong> becomes more relevant. It adds time tracking and onboarding tools that streamline HR processes for a growing team, helping managers stay compliant with labor laws and wage regulations.<\/p>\n<p data-start=\"4592\" data-end=\"4893\">Businesses with more than 50 employees or those facing complex compliance requirements benefit most from the <strong data-start=\"4701\" data-end=\"4717\">Premium plan<\/strong>. This tier offers direct access to certified HR experts, priority customer support, and custom reporting capabilities to help manage a large and diverse workforce efficiently.<\/p>\n<h2 id=\"gusto-add-ons-to-consider-in-2025\" data-start=\"4900\" data-end=\"4933\"><span class=\"ez-toc-section\" id=\"Gusto_Add-Ons_to_Consider_in_2025\"><\/span>Gusto Add-Ons to Consider in 2025<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/prod.gusto-assets.com\/wp-content\/uploads\/Payroll_Confirmation_Laptop%402x.png\" alt=\"Gusto Payroll Dashboard\" width=\"1200\" height=\"800\" \/><\/p>\n<p data-start=\"4935\" data-end=\"5236\">While Gusto\u2019s base plans cover many core features, various add-ons enable businesses to tailor the platform even further to their specific needs. For example, if you want faster access to employee pay, the <strong data-start=\"5141\" data-end=\"5168\">Next-Day Direct Deposit<\/strong> add-on ensures payments reach your team the day after payroll runs.<\/p>\n<p data-start=\"5238\" data-end=\"5541\">Time tracking is another popular add-on, especially for companies that bill by the hour or manage variable schedules. While some time tracking features are included in the Plus plan, businesses on the Simple plan can purchase this functionality separately to keep tabs on employee hours more accurately.<\/p>\n<p data-start=\"5543\" data-end=\"5865\">Other add-ons include priority support for faster resolution of payroll or HR issues, performance review tools for ongoing employee development, and global contractor payments to manage international freelance teams. These add-ons allow companies to customize their Gusto experience, paying only for the features they use.<\/p>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" style=\"height: 283px;\" width=\"702\" data-start=\"5867\" data-end=\"6469\">\n<thead data-start=\"5867\" data-end=\"5902\">\n<tr data-start=\"5867\" data-end=\"5902\">\n<th data-start=\"5867\" data-end=\"5876\" data-col-size=\"sm\">Add-On<\/th>\n<th data-start=\"5876\" data-end=\"5884\" data-col-size=\"sm\">Price<\/th>\n<th data-start=\"5884\" data-end=\"5902\" data-col-size=\"sm\">Available With<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"5939\" data-end=\"6469\">\n<tr data-start=\"5939\" data-end=\"6000\">\n<td data-start=\"5939\" data-end=\"5969\" data-col-size=\"sm\"><strong data-start=\"5941\" data-end=\"5968\">Next-Day Direct Deposit<\/strong><\/td>\n<td data-start=\"5969\" data-end=\"5990\" data-col-size=\"sm\">$15\/mo + $3\/person<\/td>\n<td data-col-size=\"sm\" data-start=\"5990\" data-end=\"6000\">Simple<\/td>\n<\/tr>\n<tr data-start=\"6001\" data-end=\"6061\">\n<td data-start=\"6001\" data-end=\"6027\" data-col-size=\"sm\"><strong data-start=\"6003\" data-end=\"6026\">Time Tracking Suite<\/strong><\/td>\n<td data-col-size=\"sm\" data-start=\"6027\" data-end=\"6045\">$6\/person\/month<\/td>\n<td data-col-size=\"sm\" data-start=\"6045\" data-end=\"6061\">Simple, Plus<\/td>\n<\/tr>\n<tr data-start=\"6062\" data-end=\"6116\">\n<td data-start=\"6062\" data-end=\"6085\" data-col-size=\"sm\"><strong data-start=\"6064\" data-end=\"6084\">Priority Support<\/strong><\/td>\n<td data-col-size=\"sm\" data-start=\"6085\" data-end=\"6106\">$30\/mo + $3\/person<\/td>\n<td data-col-size=\"sm\" data-start=\"6106\" data-end=\"6116\">Simple<\/td>\n<\/tr>\n<tr data-start=\"6117\" data-end=\"6180\">\n<td data-start=\"6117\" data-end=\"6149\" data-col-size=\"sm\"><strong data-start=\"6119\" data-end=\"6148\">HR Resources + Compliance<\/strong><\/td>\n<td data-col-size=\"sm\" data-start=\"6149\" data-end=\"6170\">$50\/mo + $5\/person<\/td>\n<td data-col-size=\"sm\" data-start=\"6170\" data-end=\"6180\">Simple<\/td>\n<\/tr>\n<tr data-start=\"6181\" data-end=\"6241\">\n<td data-start=\"6181\" data-end=\"6207\" data-col-size=\"sm\"><strong data-start=\"6183\" data-end=\"6206\">Performance Reviews<\/strong><\/td>\n<td data-col-size=\"sm\" data-start=\"6207\" data-end=\"6225\">$3\/person\/month<\/td>\n<td data-col-size=\"sm\" data-start=\"6225\" data-end=\"6241\">Simple, Plus<\/td>\n<\/tr>\n<tr data-start=\"6242\" data-end=\"6324\">\n<td data-start=\"6242\" data-end=\"6275\" data-col-size=\"sm\"><strong data-start=\"6244\" data-end=\"6274\">Global Contractor Payments<\/strong><\/td>\n<td data-col-size=\"sm\" data-start=\"6275\" data-end=\"6286\">Variable<\/td>\n<td data-col-size=\"sm\" data-start=\"6286\" data-end=\"6324\">All plans (except Contractor-Only)<\/td>\n<\/tr>\n<tr data-start=\"6325\" data-end=\"6407\">\n<td data-start=\"6325\" data-end=\"6354\" data-col-size=\"sm\"><strong data-start=\"6327\" data-end=\"6353\">R&amp;D Tax Credit Service<\/strong><\/td>\n<td data-col-size=\"sm\" data-start=\"6354\" data-end=\"6370\">15% of credit<\/td>\n<td data-col-size=\"sm\" data-start=\"6370\" data-end=\"6407\">All plans (Discounts for Premium)<\/td>\n<\/tr>\n<tr data-start=\"6408\" data-end=\"6469\">\n<td data-start=\"6408\" data-end=\"6440\" data-col-size=\"sm\"><strong data-start=\"6410\" data-end=\"6439\">Health Broker Integration<\/strong><\/td>\n<td data-col-size=\"sm\" data-start=\"6440\" data-end=\"6452\">$6\/person<\/td>\n<td data-col-size=\"sm\" data-start=\"6452\" data-end=\"6469\">Plus, Premium<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"sticky end-(--thread-content-margin) h-0 self-end select-none\">\n<div class=\"absolute end-0 flex items-end\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2 id=\"gusto-vs-top-competitors-2025-comparison\" data-start=\"6476\" data-end=\"6524\"><span class=\"ez-toc-section\" id=\"Gusto_vs_Top_Competitors_2025_Comparison\"><\/span>Gusto vs Top Competitors (2025 Comparison)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/prod.gusto-assets.com\/wp-content\/uploads\/gusto-dashboard-team-insights.png\" alt=\"Gusto Team Insights Feature\" width=\"1436\" height=\"944\" \/><\/p>\n<p data-start=\"6526\" data-end=\"6864\">The<a href=\"https:\/\/www.saasworthy.com\/list\/payroll-software\"> payroll software<\/a> landscape is competitive and continuously evolving. In 2025, Gusto holds a strong position thanks to its integrated HR features and transparent pricing. Compared to other major players like <strong>ADP RUN, Paychex Flex, Rippling,<\/strong> and<strong> OnPay<\/strong>, Gusto offers a balanced combination of ease of use, features, and customer support.<\/p>\n<p data-start=\"6866\" data-end=\"7295\">While ADP RUN and Paychex Flex cater more toward larger enterprises with customized pricing and advanced compliance tools, Gusto excels with straightforward plans that appeal to SMBs looking for flexibility. Rippling is known for its highly customizable workflows and global payroll capabilities but can be more complex to set up. OnPay provides a budget-friendly option but lacks some of the comprehensive HR tools Gusto offers.<\/p>\n<p data-start=\"7297\" data-end=\"7374\">Here\u2019s a quick snapshot to see how Gusto stacks up against these competitors:<\/p>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table dir=\"ltr\" style=\"height: 336px;\" border=\"1\" width=\"667\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\">\n<colgroup>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/><\/colgroup>\n<tbody>\n<tr>\n<td><strong>Feature<\/strong><\/td>\n<td><strong>Gusto<\/strong><\/td>\n<td><strong>ADP RUN<\/strong><\/td>\n<td><strong>Paychex Flex<\/strong><\/td>\n<td><strong>Rippling<\/strong><\/td>\n<td><strong>OnPay<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>Starting Price<\/strong><\/td>\n<td>$54\/mo + $7\/emp<\/td>\n<td>Custom<\/td>\n<td>$39\/mo + $5\/emp<\/td>\n<td>$35\/mo + $8\/emp<\/td>\n<td>\n<div>\n<div>$40\/mo + $6\/emp<\/div>\n<\/div>\n<\/td>\n<\/tr>\n<tr>\n<td><strong>Multi-State Payroll<\/strong><\/td>\n<td>Yes (Plus+)<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<\/tr>\n<tr>\n<td><strong>Time Tracking<\/strong><\/td>\n<td>Yes (Plus+)<\/td>\n<td>Add-on<\/td>\n<td>Add-on<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<\/tr>\n<tr>\n<td><strong>Global Contractor Payments<\/strong><\/td>\n<td>Yes<\/td>\n<td>No<\/td>\n<td>No<\/td>\n<td>Yes<\/td>\n<td>No<\/td>\n<\/tr>\n<tr>\n<td><strong>HR Compliance<\/strong><\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<td>Limited<\/td>\n<\/tr>\n<tr>\n<td><strong>Dedicated HR Advisor<\/strong><\/td>\n<td>Yes (Premium)<\/td>\n<td>Yes (Advanced)<\/td>\n<td>Yes (Premium)<\/td>\n<td>Yes<\/td>\n<td>No<\/td>\n<\/tr>\n<tr>\n<td><strong>Ease of Use<\/strong><\/td>\n<td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td>\n<td>\u2b50\u2b50\u2b50<\/td>\n<td>\u2b50\u2b50\u2b50<\/td>\n<td>\u2b50\u2b50\u2b50\u2b50<\/td>\n<td>\u2b50\u2b50\u2b50\u2b50<\/td>\n<\/tr>\n<tr>\n<td><strong>Free Trial<\/strong><\/td>\n<td>No<\/td>\n<td>No<\/td>\n<td>No<\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<h2 id=\"pros-and-cons-of-gusto-in-2025\" data-start=\"8013\" data-end=\"8048\"><span class=\"ez-toc-section\" id=\"Pros_and_Cons_of_Gusto_in_2025\"><\/span>Pros and Cons of Gusto in 2025<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"8050\" data-end=\"8460\">Like any software, Gusto has its strengths and limitations. Its transparent pricing and all-in-one platform are major advantages for SMBs seeking simplicity without sacrificing power. The intuitive interface allows even non-HR professionals to manage payroll and compliance tasks with confidence. Gusto\u2019s dedicated HR support at the Premium tier can be a lifesaver for businesses without in-house HR expertise.<\/p>\n<p data-start=\"8462\" data-end=\"8814\">However, some advanced features such as time tracking or detailed analytics require moving up to higher-tier plans, which can increase costs. Also, while Gusto supports global contractor payments, it does not currently offer a full Employer of Record (EOR) service internationally, which might be limiting for businesses with fully remote global teams.<\/p>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"8816\" data-end=\"9289\">\n<thead data-start=\"8816\" data-end=\"8831\">\n<tr data-start=\"8816\" data-end=\"8831\">\n<th data-start=\"8816\" data-end=\"8823\" data-col-size=\"md\">Pros<\/th>\n<th data-start=\"8823\" data-end=\"8831\" data-col-size=\"md\">Cons<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"8848\" data-end=\"9289\">\n<tr data-start=\"8848\" data-end=\"8937\">\n<td data-start=\"8848\" data-end=\"8887\" data-col-size=\"md\">\u2714\ufe0f Transparent pricing, no contracts<\/td>\n<td data-col-size=\"md\" data-start=\"8887\" data-end=\"8937\">\u274c Advanced features need Plus or Premium tiers<\/td>\n<\/tr>\n<tr data-start=\"8938\" data-end=\"9013\">\n<td data-start=\"8938\" data-end=\"8980\" data-col-size=\"md\">\u2714\ufe0f Easy to use for non-HR professionals<\/td>\n<td data-col-size=\"md\" data-start=\"8980\" data-end=\"9013\">\u274c Some add-ons can get pricey<\/td>\n<\/tr>\n<tr data-start=\"9014\" data-end=\"9106\">\n<td data-start=\"9014\" data-end=\"9056\" data-col-size=\"md\">\u2714\ufe0f All-in-one payroll, HR, and benefits<\/td>\n<td data-col-size=\"md\" data-start=\"9056\" data-end=\"9106\">\u274c Limited global EOR unless using Gusto Global<\/td>\n<\/tr>\n<tr data-start=\"9107\" data-end=\"9194\">\n<td data-start=\"9107\" data-end=\"9147\" data-col-size=\"md\">\u2714\ufe0f Excellent support at Premium level<\/td>\n<td data-col-size=\"md\" data-start=\"9147\" data-end=\"9194\">\u274c Time tracking not included in Simple plan<\/td>\n<\/tr>\n<tr data-start=\"9195\" data-end=\"9289\">\n<td data-start=\"9195\" data-end=\"9250\" data-col-size=\"md\">\u2714\ufe0f Seamless integrations with QuickBooks, Xero, etc.<\/td>\n<td data-col-size=\"md\" data-start=\"9250\" data-end=\"9289\">\u274c No mobile app for employers (yet)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div><\/div>\n<div class=\"sticky end-(--thread-content-margin) h-0 self-end select-none\">\n<div class=\"absolute end-0 flex items-end\">\n<h2 id=\"gusto-pricing-stats-in-2025\" data-start=\"93\" data-end=\"127\"><span class=\"ez-toc-section\" id=\"Gusto_Pricing_Stats_in_2025\"><\/span>Gusto Pricing Stats in 2025<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol data-start=\"129\" data-end=\"1018\">\n<li data-start=\"281\" data-end=\"421\">\n<p data-start=\"284\" data-end=\"421\"><strong data-start=\"284\" data-end=\"307\">Pricing Growth Rate<\/strong>: <span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Since 2021, Gusto&#8217;s pricing has increased by approximately <strong data-start=\"59\" data-end=\"69\">10\u201315%<\/strong>, reflecting added features and compliance complexities.<\/span>\u00a0 (SaaSworthy&#8217;s Internal Data)<\/p>\n<\/li>\n<li data-start=\"423\" data-end=\"567\">\n<p data-start=\"426\" data-end=\"567\"><strong data-start=\"426\" data-end=\"447\">User Satisfaction<\/strong>: <span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Over <strong data-start=\"5\" data-end=\"12\">94%<\/strong> of users report that Gusto&#8217;s pricing is \u201cfair\u201d or \u201cgood value\u201d for the features provided. (SaaSworthy&#8217;s Internal Data)<\/span><\/p>\n<\/li>\n<li data-start=\"569\" data-end=\"717\">\n<p data-start=\"572\" data-end=\"717\"><strong data-start=\"572\" data-end=\"597\">Time Saved on Payroll<\/strong>: <span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Businesses using Gusto save an average of <strong data-start=\"42\" data-end=\"63\">4 hours per month<\/strong> on payroll processing compared to manual methods. (Gusto.com)<\/span><\/p>\n<\/li>\n<li data-start=\"863\" data-end=\"1018\">\n<p data-start=\"866\" data-end=\"1018\"><strong data-start=\"866\" data-end=\"898\">Contractor Management Growth<\/strong>: <span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Usage of Gusto\u2019s Contractor-Only plan has increased by <strong data-start=\"55\" data-end=\"77\">25% year-over-year<\/strong>, as freelance and gig work expands. (Gusto.com)<\/span><\/p>\n<h3 id=\"key-pointers-by-patricia-catalogue-manager-at-saasworthy-on-gusto-pricing-selection\" data-start=\"92\" data-end=\"186\"><span class=\"ez-toc-section\" id=\"Key_Pointers_by_Patricia_Catalogue_Manager_at_SaaSworthy_on_Gusto_Pricing_Selection\"><\/span><strong data-start=\"92\" data-end=\"186\">Key Pointers by Patricia, Catalogue Manager at SaaSworthy, on Gusto Pricing &amp; Selection<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul data-start=\"188\" data-end=\"1611\">\n<li data-start=\"188\" data-end=\"435\">\n<p data-start=\"190\" data-end=\"435\"><strong data-start=\"190\" data-end=\"231\">Start with your business size in mind<\/strong><br data-start=\"231\" data-end=\"234\" \/>\u27a4 Patricia advises small startups to begin with Gusto\u2019s <strong data-start=\"292\" data-end=\"307\">Simple plan<\/strong> to avoid overpaying for unnecessary features.<br data-start=\"353\" data-end=\"356\" \/>\u27a4 <em data-start=\"360\" data-end=\"425\">\u201cIt\u2019s better to upgrade later than to pay for add-ons upfront,\u201d<\/em> she says.<\/p>\n<\/li>\n<li data-start=\"437\" data-end=\"717\">\n<p data-start=\"439\" data-end=\"717\"><strong data-start=\"439\" data-end=\"475\">Factor in multi-state operations<\/strong><br data-start=\"475\" data-end=\"478\" \/>\u27a4 Gusto\u2019s <strong data-start=\"490\" data-end=\"503\">Plus plan<\/strong> is ideal for companies operating in multiple states.<br data-start=\"556\" data-end=\"559\" \/>\u27a4 <em data-start=\"563\" data-end=\"701\">\u201cState tax compliance is complex and costly. The Plus plan\u2019s built-in features can save thousands in penalties and hours of admin time,\u201d<\/em> Patricia notes.<\/p>\n<\/li>\n<li data-start=\"719\" data-end=\"960\">\n<p data-start=\"721\" data-end=\"960\"><strong data-start=\"721\" data-end=\"755\">Don\u2019t underestimate HR support<\/strong><br data-start=\"755\" data-end=\"758\" \/>\u27a4 The <strong data-start=\"766\" data-end=\"782\">Premium plan<\/strong> offers access to certified HR experts, which is crucial for growing businesses.<br data-start=\"862\" data-end=\"865\" \/>\u27a4 <em data-start=\"869\" data-end=\"941\">\u201cHaving an HR advisor available is like insurance for your workforce,\u201d<\/em> Patricia explains.<\/p>\n<\/li>\n<li data-start=\"962\" data-end=\"1199\">\n<p data-start=\"964\" data-end=\"1199\"><strong data-start=\"964\" data-end=\"990\">Beware of add-on costs<\/strong><br data-start=\"990\" data-end=\"993\" \/>\u27a4 While base plans are transparent, extras like <strong data-start=\"1043\" data-end=\"1070\">next-day direct deposit<\/strong> or <strong data-start=\"1074\" data-end=\"1094\">priority support<\/strong> can increase costs.<br data-start=\"1114\" data-end=\"1117\" \/>\u27a4 Patricia recommends budgeting for these if they\u2019re essential to your workflow.<\/p>\n<\/li>\n<li data-start=\"1201\" data-end=\"1434\">\n<p data-start=\"1203\" data-end=\"1434\"><strong data-start=\"1203\" data-end=\"1242\">Consider contractor needs carefully<\/strong><br data-start=\"1242\" data-end=\"1245\" \/>\u27a4 Gusto\u2019s <strong data-start=\"1257\" data-end=\"1281\">Contractor-Only plan<\/strong> is a cost-effective option for businesses with many freelancers.<br data-start=\"1346\" data-end=\"1349\" \/>\u27a4 <em data-start=\"1353\" data-end=\"1419\">\u201cThis plan is often overlooked but perfect for the gig economy,\u201d<\/em> says Patricia.<\/p>\n<\/li>\n<li data-start=\"1436\" data-end=\"1611\">\n<p data-start=\"1438\" data-end=\"1611\"><strong data-start=\"1438\" data-end=\"1462\">Trial period mindset<\/strong><br data-start=\"1462\" data-end=\"1465\" \/>\u27a4 Although Gusto doesn\u2019t offer a free trial, Patricia encourages exploring <strong data-start=\"1542\" data-end=\"1551\">demos<\/strong> and <strong data-start=\"1556\" data-end=\"1576\">customer support<\/strong> to assess fit before committing.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2 id=\"what-saasworthy-thinks-of-gustos-pricing\" data-start=\"9296\" data-end=\"9343\"><span class=\"ez-toc-section\" id=\"What_SaaSworthy_Thinks_of_Gustos_Pricing\"><\/span>What SaaSworthy Thinks of Gusto\u2019s Pricing<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"9345\" data-end=\"9733\">At SaaSworthy, we believe Gusto\u2019s pricing model reflects the needs of modern SMBs that value predictability and bundled services. While it\u2019s not the cheapest payroll option on the market, the cost includes critical HR support, compliance monitoring, and a rich ecosystem of add-ons. These features often save businesses money by reducing errors, penalties, and manual administrative work.<\/p>\n<p data-start=\"9735\" data-end=\"10056\">For companies aiming to grow from a handful of employees to a mid-sized workforce, starting with Gusto\u2019s Plus plan is generally the sweet spot. As compliance requirements become more complex, upgrading to Premium gives access to expert guidance and more advanced tools that help mitigate risk and streamline HR functions.<\/p>\n<p data-start=\"10058\" data-end=\"10206\">In summary, Gusto provides strong value for money, particularly when you consider its comprehensive service offering and reputation for reliability.<\/p>\n<h2 id=\"faqs-gusto-pricing-in-2025\" data-start=\"10213\" data-end=\"10244\"><span class=\"ez-toc-section\" id=\"FAQs_Gusto_Pricing_in_2025\"><\/span>FAQs: Gusto Pricing in 2025<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 id=\"1-can-i-upgrade-or-downgrade-my-plan-anytime\" data-start=\"10246\" data-end=\"10298\"><span class=\"ez-toc-section\" id=\"1_Can_I_upgrade_or_downgrade_my_plan_anytime\"><\/span>1. Can I upgrade or downgrade my plan anytime?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"10299\" data-end=\"10437\">Absolutely. Gusto offers month-to-month billing, so you can adjust your plan as your business needs change without penalties or contracts.<\/p>\n<h3 id=\"2-do-i-need-to-sign-a-long-term-contract\" data-start=\"10439\" data-end=\"10487\"><span class=\"ez-toc-section\" id=\"2_Do_I_need_to_sign_a_long-term_contract\"><\/span>2. Do I need to sign a long-term contract?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"10488\" data-end=\"10619\">No. Gusto\u2019s pricing is fully transparent with no long-term commitments, which makes it easy to switch plans or providers if needed.<\/p>\n<h3 id=\"3-how-often-can-i-run-payroll\" data-start=\"10621\" data-end=\"10658\"><span class=\"ez-toc-section\" id=\"3_How_often_can_I_run_payroll\"><\/span>3. How often can I run payroll?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"10659\" data-end=\"10793\">You can run payroll as many times as needed in a month at no extra charge, which is great for businesses with irregular pay schedules.<\/p>\n<h3 id=\"4-does-gusto-include-benefits-and-health-insurance\" data-start=\"10795\" data-end=\"10853\"><span class=\"ez-toc-section\" id=\"4_Does_Gusto_include_benefits_and_health_insurance\"><\/span>4. Does Gusto include benefits and health insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"10854\" data-end=\"11007\">Yes. Gusto offers benefits administration and health insurance options without additional admin fees. Broker integration costs $6 per employee per month.<\/p>\n<h3 id=\"5-is-the-contractor-only-plan-really-free\" data-start=\"11009\" data-end=\"11058\"><span class=\"ez-toc-section\" id=\"5_Is_the_Contractor-Only_Plan_really_free\"><\/span>5. Is the Contractor-Only Plan really free?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"11059\" data-end=\"11219\">Yes, for the first 6 months, then it switches to a $35\/month base fee plus $6 per contractor. This plan is ideal for businesses primarily managing 1099 workers.<\/p>\n<h3 id=\"6-can-gusto-pay-international-contractors\" data-start=\"11221\" data-end=\"11270\"><span class=\"ez-toc-section\" id=\"6_Can_Gusto_pay_international_contractors\"><\/span>6. Can Gusto pay international contractors?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"11271\" data-end=\"11387\">Yes. Gusto supports payments to contractors in over 80 countries, simplifying global freelance workforce management.<\/p>\n<h3 id=\"7-is-there-a-mobile-app-for-gusto\" data-start=\"11389\" data-end=\"11430\"><span class=\"ez-toc-section\" id=\"7_Is_there_a_mobile_app_for_Gusto\"><\/span>7. Is there a mobile app for Gusto?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"11431\" data-end=\"11556\">Employees have access to Gusto Wallet, a mobile experience for paychecks and benefits, while employers use the web dashboard.<\/p>\n<h3 id=\"8-does-gusto-handle-all-tax-filings\" data-start=\"11558\" data-end=\"11601\"><span class=\"ez-toc-section\" id=\"8_Does_Gusto_handle_all_tax_filings\"><\/span>8. Does Gusto handle all tax filings?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"11602\" data-end=\"11691\">Yes. It automates federal, state, and local tax filings, minimizing errors and penalties.<\/p>\n<h3 id=\"9-what-integrations-does-gusto-support\" data-start=\"11693\" data-end=\"11739\"><span class=\"ez-toc-section\" id=\"9_What_integrations_does_Gusto_support\"><\/span>9. What integrations does Gusto support?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"11740\" data-end=\"11862\">Gusto integrates with accounting platforms like QuickBooks, Xero, FreshBooks, as well as productivity tools such as Slack.<\/p>\n<h3 id=\"10-is-gusto-compliant-with-aca-hipaa-and-other-regulations\" data-start=\"11864\" data-end=\"11932\"><span class=\"ez-toc-section\" id=\"10_Is_Gusto_compliant_with_ACA_HIPAA_and_other_regulations\"><\/span>10. Is Gusto compliant with ACA, HIPAA, and other regulations?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-start=\"11933\" data-end=\"12090\">Yes. Particularly in Plus and Premium plans, Gusto offers compliance alerts, documentation, and HR advisor support to help you stay in line with regulations.<\/p>\n<h2 id=\"final-thoughts\" data-start=\"12097\" data-end=\"12117\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span>Final Thoughts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"12119\" data-end=\"12497\">In 2025, Gusto stands out as an intuitive, scalable, and transparent payroll and HR platform tailored for small to medium-sized businesses. Its pricing tiers allow businesses to start with essential payroll services and add more sophisticated HR tools as they grow. While not the cheapest solution, Gusto\u2019s blend of features, ease of use, and support make it a smart investment.<\/p>\n<p data-start=\"12499\" data-end=\"12768\">For startups and SMBs seeking simplicity without sacrificing compliance or employee experience, Gusto is a top contender. Begin with the Simple plan if you have a small, local team, and upgrade to Plus or Premium as you expand and require more advanced HR capabilities.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Explore Gusto\u2019s 2025 pricing plans with in-depth analysis, pros and cons, and how it stacks up against competitors. Find the perfect payroll and HR solution for your business size and needs.<\/p>\n","protected":false},"author":10,"featured_media":19567,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","footnotes":""},"categories":[196],"tags":[192],"class_list":{"0":"post-19547","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-guides","8":"tag-editors-picks"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Gusto Pricing 2025: Detailed Plan Comparison, Competitor Insights, and more<\/title>\n<meta name=\"description\" content=\"Explore Gusto\u2019s 2025 pricing plans with in-depth analysis, pros and cons, and how it stacks up against competitors. 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